Intro: Basically this tutorial will teach you how to get an easy ice effect on your text, with easy style settings.
1.First open up your image you want to add text to.
2.Then click the "T" tool and create a new text layer, type whatever you want at this moment.
3.Now for the main part of this tutorial, the settings. (Pay Attention to the Contours)
Inner Shadow:

Inner Glow:

Outer Glow:

Again Pay close attention to the contour settings.
Now add some of your own effects to the text... This is my Final product.